How Do I Know if I Need a Living Trust?

There are many reasons why you may want to have a living trust. In fact, a trust may be worth having even if you don’t think that you have a lot of money. This is because they can ensure that your wishes are met if you aren’t of sound mind to make decisions for yourself. […]

What’s the Difference Between a HELOC and a Home Equity Loan?

Your home can provide you with a convenient and affordable way to consolidate debt or to pay for your child’s college education. Assuming that you have sufficient equity in your home, it may be possible to get either a HELOC or a home equity loan. Let’s look at the differences between the two and how […]